About Darcy Bergen

Bergen loves teaching other people what he knows about financial planning. He said that people should only use financial products they fully understand. He and his wife, Heather, just finished their fourth year as co-hosts of the popular radio show Safe Money and Income. He also gives classes on how to plan for retirement at places in the area. Bergen talks about social security and how to handle risks in his book about planning for retirement.

Bergen mostly talks about how to get ready for retirement. But he knows how important it is to teach the next generation about good money management. Bergen tells parents they should put their kids in school as soon as possible. Even very young children can earn money by doing chores, and their parents can teach them that hard work pays off and that money can be used to buy toys and other things they want. Even very young kids can learn how to save money for things they want.

Bergen says that as tweens and teens get older, there are more ways for parents to teach their kids how to handle money well. Most teens can understand debt, the cost of living, credit cards, how to figure out interest, and what each part of a paycheck is for. Teenagers with part-time jobs might see how lessons learned as kids are used in the real world. Bergen says that kids who learn about good money management when they are young grow up to be more responsible with their money as adults.

Bergen's method is careful, aiming to guarantee a lifetime income. He helps his clients find alternatives to fixed annuities that will protect their money from the ups and downs of the stock market. Bergen knows that the constant ups and downs of the market can make people nervous as they near retirement. Bergen's group wants to help lessen these stresses by giving people the right direction and information. His team has more than 100 years of experience working with customers to make unique retirement plan that fits their needs.

Bergen uses a four-step method to help people have a safe retirement:

Personalized discovery is discovering how a customer wants their retirement to look, their goals, and how much money they'll need to make their plans come true.

By making a strategy, clients can see exactly what steps they need to take to live their ideal retirement.

For implementation, you must set up accounts and learn to keep track of their progress.

Part of monitoring is checking your account every three months and meeting with a financial expert once a year.

As customers go through these steps, they should think about how they'll make money in retirement, how they'll pay for health care, and how much it will cost them to live. Bergen Financial is an independent company, so its staff can offer a wide range of solutions, not just those from a single provider. Instead of looking out for the best interests of a big company, Bergen works hard to give each client the best service possible.